```html Car Finance Calculator UK - Calculate Monthly Payments
Home / Car Finance Calculator

Car Finance Calculator

Calculate your monthly car payments and total costs

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How Car Finance Works

Understanding Car Finance

Car finance allows you to spread the cost of a vehicle over monthly payments. You borrow the car price minus your deposit, then repay with interest over an agreed term.

Larger deposits = lower monthly payments and less interest

Types of Car Finance

  • HP (Hire Purchase): You own the car after final payment
  • PCP (Personal Contract Purchase): Lower monthly payments with balloon payment at end
  • Personal Loan: You own the car immediately, repay the loan separately
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